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Apr 8 2019

Lowest Interest Rate Credit Cards (1

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Lowest Interest Rate Credit Cards (1.5% 2.99%) in India

Carrying a credit card has become a fashion and a status symbol. But individuals do not take into consideration the various fees and charges of the credit card. Amongst various factors considered before buying any credit card, the most important one is the monthly interest rate which should be as low as possible. Although for the on-time bill payer this charge doesn’t matter much compared to the frequent later payers. So for late paying individuals, low interest credit cards are highly recommended. However be noted that frequent late payments will ruin your credit score increases the chances of denial or cancellation of loans or credit card applications in the future.

Here is the list of low interest credit cards in India with interest rate between 1.5% to 2.99%:

Card Issuing Bank

Monthly Interest Rate

  1. Remember that, if you make your bill payments on-time then you can request card issuing banks to further lower your interest rate. In order to stop the customer from going to some other company, banks will lower the rate.
  2. Always make full or maximum payment as much as possible. Longer you keep delaying the payment, higher would be your interest rate.

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8 thoughts on Lowest Interest Rate Credit Cards (1.5% 2.99%) in India

my total monthly salary 8200.I want Canara bank credit card .pls help me.

Dear Milan, you should contact the bank for the same. Remember that apart from your income, banks will also ask for few other mandatory details.


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